Did you know that brushing and flossing aren't enough to keep your mouth healthy? The American Dental Association also recommends visiting your dentist every 6 months for a cleaning and checkup. However, people often view routine appointments as a luxury, not a necessity, because of the cost of care. If you have dental insurance, you have nothing to fear. Your Delta Dental dentist in Bellingham can help you invest in healthy teeth and gums for minimal out-of-pocket expenses.
Delta Dental provides comprehensive policies for families and individuals. Your premiums give you access to a nationwide network of dental professionals who are committed to keeping your mouth healthy. Although every plan differs, most include:
Dental insurance focuses on prevention to stop common oral health issues from occurring. Not only does this prevent tooth loss, but it also lessens the risk of needing costly procedures later. Researchers have found that $1 of preventive care may save up to $50 on restorative fees. A co-payment allows you to visit your dentist every 6 months for a cleaning and checkup.
If your dentist finds anything concerning, you don't have to delay treatment because of cost concerns. Delta Dental will cover some of the expenses for medically necessary procedures after reaching your annual deductible. You can use your yearly allowance to lower the amount you will pay out-of-pocket.
Delta Dental recommends choosing a dentist in their network to benefit from more coverage. They have pre-negotiated rates with specific dental practices for select services to limit the amount you'll pay. You have the freedom to choose any dentist that accepts your coverage to benefit from a wider variety of services. You can still use your insurance, but you may pay more out-of-pocket.
At the end of the year, your coverage will expire. On average, less than 3% of Americans meet or exceed their annual limits, which accounts for billions of dollars lost in unused dental benefits every year. You will not be reimbursed for your premiums or deductibles. Any unused benefits will not accumulate or carry over.
We don't want to see you throw money down the drain. We understand that dental insurance can be confusing, but we are here to help.
Our dental team will work on your behalf with Delta Dental to maximize your annual coverage. We will explain how your benefits are being used and your payment options for any remaining balance. We will help you find the solutions you need to invest in optimal oral health using your dental insurance in Bellingham. Request an appointment online or call our office at (360) 383-5185.
